INSURANCE

I provide physical therapy on a “fee at time of service” basis. By removing myself from a preferred provider/contracted status with the insurance companies, I do not have to limit the time or quality of treatment I provide because of insurance company restrictions or elevate my rates to pay for billing services.  

Prior to your first scheduled appointment, call your insurance company to completely understand your physical therapy benefits. In Patient Forms find an insurance company worksheet to help you ask the insurance company the right questions about your physical therapy benefits.  At the time of service, you will receive a written statement which you can submit to your insurance company for their consideration of reimbursement to you. I will be happy to provide chart notes or other documentation at your–or your insurance company’s­­–request. The amount of reimbursement you receive will vary according to the terms of your insurance policy.  Some companies may reimburse you at 80%, some at 60%, some at 40%, and some may not reimburse you at all.  I cannot make guarantees or estimates regarding what reimbursement your plan allows.